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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,775 | $93,598-76.7% | $135,974-84.0% | $75,173-71.0% |
| Participation rate | 99.0% | 75.2%+23.8pp | 81.9%+17.0pp | 67.2%+31.8pp |
| Annual return | 27.19% | 30.89%-3.7pp | 68.30%-41.1pp | 160.72%-133.5pp |
| Employer contribution / active EE | $6,807 | $3,538+92.4% | $4,859+40.1% | $2,671+154.9% |
| Participant deferral / active EE | $6,379 | $6,405-0.4% | $7,760-17.8% | $4,126+54.6% |
| Admin fee / account holder | $1,224 | $6,978-82.5% | $10,767-88.6% | $5,651-78.3% |