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| Provider | Service type | Compensation |
|---|---|---|
PRENGER & PROFITT, LLC1 year Service code 13 1001 S. DORSET RD · TROY, OH 45373 | Contract Administrator | $4,050 |
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SER Service code 64 · EIN 82-4555287 6455 IRVINE CENTER DRIVE · IRVINE, CA 926184518 | Recordkeeping Fees | $675 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,116 | $101,672-74.3% | $147,117-82.2% | $74,478-64.9% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.2%+17.8pp | 67.2%+32.8pp |
| Annual return | 20.66% | 8757.83%-8737.2pp | 420.54%-399.9pp | 1370.56%-1349.9pp |
| Employer contribution / active EE | $7,565 | $3,813+98.4% | $4,932+53.4% | $2,626+188.1% |
| Participant deferral / active EE | $8,184 | $7,305+12.0% | $8,065+1.5% | $4,350+88.1% |
| Admin fee / account holder | $136 | $1,753-92.3% | $12,993-99.0% | $1,946-93.0% |