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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,854 | $138,102-28.4% | $125,381-21.2% | $134,532-26.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.54% | 750.73%-773.3pp | 572.31%-594.8pp | 418.27%-440.8pp |
| Employer contribution / active EE | $9,133 | $5,245+74.1% | $4,815+89.7% | $4,741+92.6% |
| Participant deferral / active EE | $18,264 | $7,801+134.1% | $7,448+145.2% | $6,401+185.3% |
| Admin fee / account holder | $1,548 | $11,568-86.6% | $10,007-84.5% | $11,429-86.5% |