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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,615 | $71,878-17.1% | $86,698-31.2% | $68,486-13.0% |
| Participation rate | 66.7% | 72.2%-5.6pp | 76.6%-9.9pp | 67.9%-1.2pp |
| Annual return | -16.37% | 3.53%-19.9pp | 35.95%-52.3pp | -7.85%-8.5pp |
| Employer contribution / active EE | $2,209 | $2,173+1.6% | $2,837-22.1% | $2,597-14.9% |
| Participant deferral / active EE | $5,487 | $3,779+45.2% | $4,656+17.8% | $4,028+36.2% |
| Admin fee / account holder | $4,286 | $6,113-29.9% | $7,493-42.8% | $5,404-20.7% |