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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,379 | $114,013+112.6% | $103,693+133.7% | $155,188+56.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 15.44% | 49.31%-33.9pp | 47.61%-32.2pp | 148.84%-133.4pp |
| Employer contribution / active EE | $13,081 | $3,131+317.8% | $2,920+347.9% | $4,248+207.9% |
| Participant deferral / active EE | $2,001 | $4,970-59.7% | $4,579-56.3% | $6,531-69.4% |
| Admin fee / account holder | $2,313 | $8,407-72.5% | $7,858-70.6% | $14,480-84.0% |