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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,379 | $102,595+136.2% | $94,057+157.7% | $154,746+56.6% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 15.44% | 583.42%-568.0pp | 480.62%-465.2pp | 172.34%-156.9pp |
| Employer contribution / active EE | $13,081 | $3,147+315.6% | $2,933+346.0% | $4,379+198.7% |
| Participant deferral / active EE | $2,001 | $5,118-60.9% | $4,709-57.5% | $6,730-70.3% |
| Admin fee / account holder | $2,313 | $7,736-70.1% | $7,244-68.1% | $14,365-83.9% |