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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,996 | $92,766+32.6% | $82,763+48.6% | $134,545-8.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -24.87% | 946.97%-971.8pp | 702.45%-727.3pp | 418.37%-443.2pp |
| Employer contribution / active EE | $23,405 | $3,273+615.1% | $3,008+678.0% | $4,742+393.6% |
| Participant deferral / active EE | $13,310 | $4,802+177.2% | $4,395+202.8% | $6,401+107.9% |
| Admin fee / account holder | $419 | $5,978-93.0% | $5,325-92.1% | $11,431-96.3% |