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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,600 | $162,136-70.0% | $152,301-68.1% | $154,746-68.6% |
| Participation rate | 29.2% | 84.1%-54.9pp | 82.4%-53.3pp | 80.7%-51.5pp |
| Annual return | 12.58% | 91.02%-78.4pp | 80.50%-67.9pp | 172.34%-159.8pp |
| Employer contribution / active EE | $1,149 | $4,890-76.5% | $4,624-75.2% | $4,379-73.8% |
| Participant deferral / active EE | $3,617 | $8,341-56.6% | $8,004-54.8% | $6,730-46.3% |
| Admin fee / account holder | $2,615 | $15,759-83.4% | $14,398-81.8% | $14,365-81.8% |