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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,599 | $175,231-64.8% | $149,696-58.9% | $139,466-55.8% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 21.34% | 166.77%-145.4pp | 134.46%-113.1pp | 373.66%-352.3pp |
| Employer contribution / active EE | $2,664 | $5,478-51.4% | $4,821-44.7% | $4,754-44.0% |
| Participant deferral / active EE | $7,994 | $6,521+22.6% | $5,682+40.7% | $6,712+19.1% |
| Admin fee / account holder | $351 | $16,155-97.8% | $13,212-97.3% | $11,409-96.9% |