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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,993 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,980 | $122,042-64.8% | $184,243-76.7% | $74,429-42.3% |
| Participation rate | 98.3% | 85.5%+12.8pp | 86.8%+11.5pp | 67.2%+31.1pp |
| Annual return | 28.46% | 19.91%+8.6pp | 28.82%-0.4pp | 1368.38%-1339.9pp |
| Employer contribution / active EE | $4,237 | $4,538-6.6% | $6,427-34.1% | $2,625+61.4% |
| Participant deferral / active EE | $12,208 | $7,143+70.9% | $9,132+33.7% | $4,348+180.7% |
| Admin fee / account holder | $530 | $1,252-57.7% | $13,914-96.2% | $1,944-72.8% |