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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,176,134 | $165,399+611.1% | $149,745+685.4% | $158,982+639.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 6.43% | 348.34%-341.9pp | 276.72%-270.3pp | 302.99%-296.6pp |
| Employer contribution / active EE | $18,343 | $5,105+259.3% | $4,646+294.8% | $4,763+285.1% |
| Participant deferral / active EE | $22,750 | $7,183+216.7% | $6,843+232.5% | $5,983+280.2% |
| Admin fee / account holder | $26,612 | $10,811+146.2% | $9,312+185.8% | $11,252+136.5% |