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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,177 | $152,597-90.7% | $117,533-87.9% | $134,532-89.5% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -20.63% | 53.04%-73.7pp | 29.77%-50.4pp | 418.27%-438.9pp |
| Employer contribution / active EE | $1,566 | $5,576-71.9% | $4,179-62.5% | $4,741-67.0% |
| Participant deferral / active EE | $1,853 | $4,821-61.6% | $4,072-54.5% | $6,401-71.0% |
| Admin fee / account holder | $3,002 | $7,007-57.2% | $5,647-46.8% | $11,429-73.7% |