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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,874 | $175,259-79.5% | $149,723-76.0% | $139,487-74.3% |
| Participation rate | 54.5% | 83.4%-28.8pp | 78.8%-24.2pp | 80.3%-25.8pp |
| Annual return | 25.82% | 166.82%-141.0pp | 134.50%-108.7pp | 373.84%-348.0pp |
| Employer contribution / active EE | $2,011 | $5,478-63.3% | $4,821-58.3% | $4,755-57.7% |
| Participant deferral / active EE | $4,831 | $6,522-25.9% | $5,682-15.0% | $6,713-28.0% |
| Admin fee / account holder | $576 | $16,158-96.4% | $13,215-95.6% | $11,407-95.0% |