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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,326 | $183,539-74.2% | $155,556-69.6% | $145,897-67.6% |
| Participation rate | 54.5% | 82.7%-28.2pp | 78.2%-23.7pp | 80.3%-25.8pp |
| Annual return | 19.97% | 61.31%-41.3pp | 64.84%-44.9pp | 552.29%-532.3pp |
| Employer contribution / active EE | $2,076 | $5,315-60.9% | $4,675-55.6% | $4,663-55.5% |
| Participant deferral / active EE | $4,869 | $6,467-24.7% | $5,631-13.5% | $6,689-27.2% |
| Admin fee / account holder | $628 | $19,275-96.7% | $15,885-96.0% | $13,390-95.3% |