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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,951 | $105,145-74.4% | $94,664-71.5% | $139,466-80.7% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 40.28% | 38.09%+2.2pp | 156.84%-116.6pp | 373.66%-333.4pp |
| Employer contribution / active EE | $5,038 | $4,107+22.7% | $3,673+37.2% | $4,754+6.0% |
| Participant deferral / active EE | $9,980 | $7,599+31.3% | $7,417+34.6% | $6,712+48.7% |
| Admin fee / account holder | $4,086 | $8,972-54.5% | $7,222-43.4% | $11,409-64.2% |