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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,988 | $118,708-52.0% | $98,920-42.4% | $158,966-64.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | -20.61% | 372.49%-393.1pp | 196.47%-217.1pp | 302.95%-323.6pp |
| Employer contribution / active EE | $1,950 | $3,334-41.5% | $2,689-27.5% | $4,762-59.1% |
| Participant deferral / active EE | $3,580 | $5,089-29.6% | $4,245-15.7% | $5,983-40.2% |
| Admin fee / account holder | $647 | $10,134-93.6% | $6,643-90.3% | $11,250-94.3% |