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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,914 | $175,231-91.5% | $149,696-90.0% | $139,466-89.3% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 31.66% | 166.77%-135.1pp | 134.46%-102.8pp | 373.66%-342.0pp |
| Employer contribution / active EE | $2,182 | $5,478-60.2% | $4,821-54.7% | $4,754-54.1% |
| Participant deferral / active EE | $7,054 | $6,521+8.2% | $5,682+24.1% | $6,712+5.1% |
| Admin fee / account holder | $1,977 | $16,155-87.8% | $13,212-85.0% | $11,409-82.7% |