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Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,853 | $47,163-72.7% | $149,696-91.4% | $74,460-82.7% |
| Participation rate | 90.4% | 63.4%+27.0pp | 78.8%+11.7pp | 70.7%+19.7pp |
| Annual return | 12.58% | 22.75%-10.2pp | 134.46%-121.9pp | 34.38%-21.8pp |
| Employer contribution / active EE | $1,101 | $1,907-42.2% | $4,821-77.2% | $2,638-58.3% |
| Participant deferral / active EE | $1,545 | $2,730-43.4% | $5,682-72.8% | $4,530-65.9% |
| Admin fee / account holder | $18 | $343-94.7% | $13,212-99.9% | $348-94.8% |