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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $37,701 |
ORENDA RETIREMENT, LLC1 year Service code 13 · EIN 36-4877979 | Contract Administrator | $17,051 |
Filed as: AMERIPRISE FINANCIAL SERVICES, INC. Service code 27 | Advisory (Plan) | $11,531 |
Filed as: AMERIPRISE FINANCIAL SERVICES INC. Service code 27 · EIN 51-6041053 | Advisory (Plan) | $0 |
MORNINGSTAR1 year Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,525 | $50,919-71.5% | $155,556-90.7% | $77,762-81.3% |
| Participation rate | 66.8% | 63.1%+3.7pp | 78.2%-11.4pp | 70.6%-3.8pp |
| Annual return | 15.18% | 34.84%-19.7pp | 64.84%-49.7pp | 31.27%-16.1pp |
| Employer contribution / active EE | $616 | $1,991-69.1% | $4,675-86.8% | $2,728-77.4% |
| Participant deferral / active EE | $1,454 | $2,824-48.5% | $5,631-74.2% | $4,651-68.7% |
| Admin fee / account holder | $107 | $437-75.6% | $15,885-99.3% | $433-75.4% |