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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,875 | $175,231+60.3% | $149,696+87.6% | $139,466+101.4% |
| Participation rate | 33.3% | 83.4%-50.1pp | 78.8%-45.4pp | 80.3%-47.0pp |
| Annual return | -49.59% | 166.77%-216.4pp | 134.46%-184.0pp | 373.66%-423.3pp |
| Employer contribution / active EE | $4,366 | $5,478-20.3% | $4,821-9.4% | $4,754-8.2% |
| Participant deferral / active EE | $4,481 | $6,521-31.3% | $5,682-21.1% | $6,712-33.2% |
| Admin fee / account holder | $0 | $16,155-100.0% | $13,212-100.0% | $11,409-100.0% |