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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,179 | $124,330-70.1% | $109,173-65.9% | $167,536-77.8% |
| Participation rate | 50.0% | 79.5%-29.5pp | 75.9%-25.9pp | 82.1%-32.1pp |
| Annual return | 17.65% | 26.04%-8.4pp | 25.75%-8.1pp | 478.82%-461.2pp |
| Employer contribution / active EE | $2,467 | $4,209-41.4% | $3,723-33.7% | $4,839-49.0% |
| Participant deferral / active EE | $5,661 | $5,256+7.7% | $4,654+21.6% | $6,342-10.7% |
| Admin fee / account holder | $4,223 | $7,974-47.0% | $6,755-37.5% | $12,315-65.7% |