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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,899 | $202,463-92.1% | $169,397-90.6% | $139,487-88.6% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 21.10% | 532.64%-511.5pp | 406.23%-385.1pp | 373.84%-352.7pp |
| Employer contribution / active EE | $3,904 | $4,694-16.8% | $4,013-2.7% | $4,755-17.9% |
| Participant deferral / active EE | $7,140 | $6,941+2.9% | $6,223+14.7% | $6,713+6.4% |
| Admin fee / account holder | $1,419 | $10,726-86.8% | $9,017-84.3% | $11,407-87.6% |