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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,168 | $84,628-79.7% | $61,501-72.1% | $134,545-87.2% |
| Participation rate | 25.0% | 62.2%-37.2pp | 52.6%-27.6pp | 81.2%-56.2pp |
| Annual return | -19.43% | 585.61%-605.0pp | 339.04%-358.5pp | 418.37%-437.8pp |
| Employer contribution / active EE | $695 | $1,545-55.0% | $1,160-40.0% | $4,742-85.3% |
| Participant deferral / active EE | $1,728 | $2,819-38.7% | $2,125-18.7% | $6,401-73.0% |
| Admin fee / account holder | $756 | $2,587-70.8% | $2,132-64.5% | $11,431-93.4% |