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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,915 | $84,551-96.6% | $61,452-95.3% | $134,532-97.8% |
| Participation rate | 91.7% | 62.2%+29.5pp | 52.6%+39.1pp | 81.2%+10.4pp |
| Annual return | -23.13% | 585.39%-608.5pp | 338.96%-362.1pp | 418.27%-441.4pp |
| Employer contribution / active EE | $1,104 | $1,545-28.5% | $1,160-4.8% | $4,741-76.7% |
| Participant deferral / active EE | $1,821 | $2,818-35.4% | $2,125-14.3% | $6,401-71.6% |
| Admin fee / account holder | $323 | $2,587-87.5% | $2,131-84.8% | $11,429-97.2% |