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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,084 | $124,213+4.7% | $118,106+10.1% | $154,746-15.9% |
| Participation rate | 100.0% | 83.6%+16.4pp | 81.9%+18.1pp | 80.7%+19.3pp |
| Annual return | 3.26% | 18.29%-15.0pp | 19.44%-16.2pp | 172.34%-169.1pp |
| Employer contribution / active EE | $2,041 | $4,905-58.4% | $4,698-56.6% | $4,379-53.4% |
| Participant deferral / active EE | $23,078 | $6,859+236.5% | $6,619+248.7% | $6,730+242.9% |
| Admin fee / account holder | $457 | $9,627-95.3% | $8,973-94.9% | $14,365-96.8% |