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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,383 | $84,628-78.3% | $61,501-70.1% | $134,545-86.3% |
| Participation rate | 100.0% | 62.2%+37.8pp | 52.6%+47.4pp | 81.2%+18.8pp |
| Annual return | -22.50% | 585.61%-608.1pp | 339.04%-361.5pp | 418.37%-440.9pp |
| Employer contribution / active EE | $6,731 | $1,545+335.7% | $1,160+480.4% | $4,742+42.0% |
| Participant deferral / active EE | $7,457 | $2,819+164.6% | $2,125+251.0% | $6,401+16.5% |
| Admin fee / account holder | $7,554 | $2,587+191.9% | $2,132+254.4% | $11,431-33.9% |