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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,535 | $27,639-72.7% | $61,501-87.7% | $68,490-89.0% |
| Participation rate | 51.9% | 39.5%+12.3pp | 52.6%-0.7pp | 67.9%-16.0pp |
| Annual return | -31.97% | -13.19%-18.8pp | 339.04%-371.0pp | -7.85%-24.1pp |
| Employer contribution / active EE | $879 | $696+26.3% | $1,160-24.2% | $2,597-66.1% |
| Participant deferral / active EE | $1,660 | $1,264+31.4% | $2,125-21.9% | $4,028-58.8% |
| Admin fee / account holder | $125 | $2,012-93.8% | $2,132-94.1% | $5,403-97.7% |