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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,807 | $105,866-74.7% | $90,766-70.5% | $134,545-80.1% |
| Participation rate | 41.7% | 78.3%-36.6pp | 75.7%-34.0pp | 81.2%-39.6pp |
| Annual return | 112.64% | -10.99%+123.6pp | -12.16%+124.8pp | 418.37%-305.7pp |
| Employer contribution / active EE | $1,812 | $3,464-47.7% | $2,922-38.0% | $4,742-61.8% |
| Participant deferral / active EE | $2,252 | $5,217-56.8% | $4,565-50.7% | $6,401-64.8% |
| Admin fee / account holder | $1,259 | $13,938-91.0% | $8,446-85.1% | $11,431-89.0% |