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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,548 | $34,316-83.8% | $74,722-92.6% | $72,975-92.4% |
| Participation rate | 48.4% | 42.4%+6.0pp | 54.5%-6.1pp | 69.5%-21.1pp |
| Annual return | 17.58% | 26.58%-9.0pp | 753.11%-735.5pp | 81.01%-63.4pp |
| Employer contribution / active EE | $705 | $692+1.9% | $1,084-35.0% | $2,440-71.1% |
| Participant deferral / active EE | $1,240 | $1,272-2.5% | $1,963-36.8% | $3,608-65.6% |
| Admin fee / account holder | $28 | $2,125-98.7% | $3,335-99.2% | $5,124-99.5% |