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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,204 | $110,337-80.8% | $102,383-79.3% | $145,877-85.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 65.26% | 24.83%+40.4pp | 24.94%+40.3pp | 551.28%-486.0pp |
| Employer contribution / active EE | $4,089 | $4,216-3.0% | $3,870+5.7% | $4,663-12.3% |
| Participant deferral / active EE | $16,270 | $5,621+189.5% | $5,060+221.6% | $6,691+143.2% |
| Admin fee / account holder | $1,571 | $9,750-83.9% | $8,391-81.3% | $13,402-88.3% |