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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,175 | $176,105+53.4% | $159,474+69.4% | $167,536+61.3% |
| Participation rate | 95.5% | 85.0%+10.5pp | 82.8%+12.6pp | 82.1%+13.3pp |
| Annual return | 15.85% | 331.91%-316.1pp | 263.68%-247.8pp | 478.82%-463.0pp |
| Employer contribution / active EE | $8,935 | $5,299+68.6% | $4,831+85.0% | $4,839+84.6% |
| Participant deferral / active EE | $8,159 | $7,751+5.3% | $7,353+11.0% | $6,342+28.6% |
| Admin fee / account holder | $4,700 | $12,559-62.6% | $10,802-56.5% | $12,315-61.8% |