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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,688 | $154,228+113.8% | $145,433+126.7% | $137,256+140.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.87% | 74.59%-59.7pp | 66.58%-51.7pp | 220.34%-205.5pp |
| Employer contribution / active EE | $9,848 | $4,804+105.0% | $4,554+116.2% | $4,156+137.0% |
| Participant deferral / active EE | $10,884 | $8,216+32.5% | $7,897+37.8% | $6,407+69.9% |
| Admin fee / account holder | $48,731 | $14,344+239.7% | $13,129+271.2% | $12,270+297.1% |