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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,447 | $212,386+34.9% | $199,883+43.3% | $138,895+106.2% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | -0.74% | 47.75%-48.5pp | 43.81%-44.5pp | 145.39%-146.1pp |
| Employer contribution / active EE | $15,082 | $6,625+127.7% | $6,261+140.9% | $4,194+259.6% |
| Participant deferral / active EE | $9,200 | $9,617-4.3% | $9,138+0.7% | $6,396+43.8% |
| Admin fee / account holder | $2,737 | $18,233-85.0% | $17,268-84.1% | $12,562-78.2% |