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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,447 | $209,336+36.8% | $197,124+45.3% | $137,256+108.7% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | -0.74% | 48.09%-48.8pp | 44.34%-45.1pp | 220.34%-221.1pp |
| Employer contribution / active EE | $15,082 | $6,591+128.8% | $6,227+142.2% | $4,156+262.9% |
| Participant deferral / active EE | $9,200 | $9,614-4.3% | $9,135+0.7% | $6,407+43.6% |
| Admin fee / account holder | $2,737 | $17,308-84.2% | $16,298-83.2% | $12,270-77.7% |