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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,817 | $175,231-56.7% | $149,696-49.4% | $139,466-45.6% |
| Participation rate | 86.7% | 83.4%+3.3pp | 78.8%+7.9pp | 80.3%+6.3pp |
| Annual return | 16.64% | 166.77%-150.1pp | 134.46%-117.8pp | 373.66%-357.0pp |
| Employer contribution / active EE | $800 | $5,478-85.4% | $4,821-83.4% | $4,754-83.2% |
| Participant deferral / active EE | $2,511 | $6,521-61.5% | $5,682-55.8% | $6,712-62.6% |
| Admin fee / account holder | $7,700 | $16,155-52.3% | $13,212-41.7% | $11,409-32.5% |