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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,903 | $55,437-60.5% | $155,534-85.9% | $74,459-70.6% |
| Participation rate | 67.3% | 61.9%+5.4pp | 78.2%-10.9pp | 67.2%0pp |
| Annual return | 17.23% | 269.58%-252.3pp | 64.92%-47.7pp | 1369.70%-1352.5pp |
| Employer contribution / active EE | $2,002 | $2,266-11.7% | $4,675-57.2% | $2,626-23.8% |
| Participant deferral / active EE | $3,594 | $2,837+26.7% | $5,630-36.2% | $4,350-17.4% |
| Admin fee / account holder | $1,508 | $1,742-13.4% | $15,900-90.5% | $1,945-22.4% |