Retirement plan

LUMIVERO, LLC 401(K) RETIREMENT PLAN

Name: LUMIVERO, LLC - LUMIVERO, LLC 401(K) RETIREMENT PLAN (2025) Form 5500
Creator: LUMIVERO, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, LUMIVERO, LLC 401(K) RETIREMENT PLAN, LUMIVERO, LLC

LUMIVERO, LLCEIN 83-0989861Plan #001PY 2025

1331 17TH STREET,, SUITE 404 - DENVER, CO 80202607-277-8000lumivero.comLinkedIn201-500 employeescomputer software

Prospect flagsHigh retiree %Failed to transmit contributions

How to read this page

Total assets (EOY)

$18.2M

+11.7% from 2024

Total participants

201

+10.4% from 2024

Average account balance

$102,727

+2.2% from 2024

Annual return

18.48%

+4.88 pp from 2024

Benchmarks

See 2,035 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort2,035 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.18M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$103K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

177

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

80.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.05M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.48%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$263

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
CAMBRIDGE INVESTMENT RESEARCH2 years Service code 27 · EIN 20-1655305 1776 PLEASANT PLAIN RD · FAIRFEILD, IN 53556	Advisory (Plan)	$42,791
THE VANGUARD GROUP, INC.2 years Filed as: THE VANGUARD GROUP Service code 15 · EIN 23-1945930	Recordkeeping	$3,840

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
InformationalHigh retiree %
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II

Admin total

$47K

$379 / participant

Other / not subdivided$47K100.0%

% of EOY assets

0.256%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CARON & BLETZER, PLLC
Auditor EIN: 043499945
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$102,727

$88,360+16.3%

$145,433-29.4%

$67,986+51.1%

Participation rate

80.5%

65.5%+15.0pp

82.1%-1.6pp

57.2%+23.3pp

Annual return

18.48%

63.15%-44.7pp

66.58%-48.1pp

31.67%-13.2pp

Employer contribution / active EE

$6,510

$3,054+113.2%

$4,554+42.9%

$2,019+222.5%

Participant deferral / active EE

$10,132

$5,932+70.8%

$7,897+28.3%

$3,358+201.7%

Admin fee / account holder

$263

$3,313-92.0%

$13,129-98.0%

$3,203-91.8%

Provider

Service type

Compensation

CAMBRIDGE INVESTMENT RESEARCH2 years

Service code 27 · EIN 20-1655305

1776 PLEASANT PLAIN RD · FAIRFEILD, IN 53556

Advisory (Plan)

$42,791

THE VANGUARD GROUP, INC.2 years

Filed as: THE VANGUARD GROUP

Service code 15 · EIN 23-1945930

Recordkeeping

$3,840

LUMIVERO, LLC 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

LUMIVERO, LLC 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion