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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,898 | $110,240-69.3% | $96,544-64.9% | $139,487-75.7% |
| Participation rate | 90.0% | 78.1%+11.9pp | 76.0%+14.0pp | 80.3%+9.7pp |
| Annual return | 24.06% | 26.41%-2.3pp | 25.88%-1.8pp | 373.84%-349.8pp |
| Employer contribution / active EE | $1,097 | $3,622-69.7% | $2,966-63.0% | $4,755-76.9% |
| Participant deferral / active EE | $3,436 | $5,549-38.1% | $4,851-29.2% | $6,713-48.8% |
| Admin fee / account holder | $1,412 | $11,602-87.8% | $8,254-82.9% | $11,407-87.6% |