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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,403 | $156,616-5.9% | $133,346+10.5% | $198,609-25.8% |
| Participation rate | 20.0% | 77.7%-57.7pp | 72.8%-52.8pp | 82.4%-62.4pp |
| Annual return | 18.51% | 44.25%-25.7pp | 36.85%-18.3pp | 202.70%-184.2pp |
| Employer contribution / active EE | $1,332 | $3,368-60.4% | $2,853-53.3% | $5,055-73.6% |
| Participant deferral / active EE | $6,200 | $4,920+26.0% | $4,332+43.1% | $6,977-11.1% |
| Admin fee / account holder | $670 | $17,468-96.2% | $14,264-95.3% | $19,030-96.5% |