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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,035 | $183,516-96.2% | $155,534-95.5% | $145,884-95.2% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 12.79% | 61.43%-48.6pp | 64.92%-52.1pp | 551.85%-539.1pp |
| Employer contribution / active EE | $1,601 | $5,315-69.9% | $4,675-65.7% | $4,662-65.7% |
| Participant deferral / active EE | $1,639 | $6,467-74.7% | $5,630-70.9% | $6,690-75.5% |
| Admin fee / account holder | $1,184 | $19,293-93.9% | $15,900-92.6% | $13,392-91.2% |