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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,161 | $172,111-94.1% | $150,298-93.2% | $137,256-92.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 16.11% | 69.37%-53.3pp | 62.79%-46.7pp | 220.34%-204.2pp |
| Employer contribution / active EE | $2,043 | $4,636-55.9% | $4,154-50.8% | $4,156-50.8% |
| Participant deferral / active EE | $2,085 | $6,166-66.2% | $5,453-61.8% | $6,407-67.5% |
| Admin fee / account holder | $2,545 | $16,471-84.5% | $14,116-82.0% | $12,270-79.3% |