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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,161 | $185,312-94.5% | $161,489-93.7% | $154,746-93.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 16.11% | 103.84%-87.7pp | 89.72%-73.6pp | 172.34%-156.2pp |
| Employer contribution / active EE | $2,043 | $4,769-57.2% | $4,268-52.1% | $4,379-53.3% |
| Participant deferral / active EE | $2,085 | $6,350-67.2% | $5,630-63.0% | $6,730-69.0% |
| Admin fee / account holder | $2,545 | $18,654-86.4% | $16,006-84.1% | $14,365-82.3% |