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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,597 | $72,273-53.5% | $101,275-66.8% | $79,856-57.9% |
| Participation rate | 65.4% | 68.5%-3.1pp | 75.8%-10.4pp | 69.6%-4.3pp |
| Annual return | 11.76% | 22.30%-10.5pp | 46.48%-34.7pp | 31.71%-20.0pp |
| Employer contribution / active EE | $0 | $2,691-100.0% | $3,660-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,802 | $3,282-45.1% | $4,371-58.8% | $3,741-51.8% |
| Admin fee / account holder | $5,964 | $4,401+35.5% | $5,948+0.3% | $5,306+12.4% |