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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,585 | $185,883-24.9% | $170,043-17.9% | $139,466+0.1% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 12.64% | 60.54%-47.9pp | 53.40%-40.8pp | 373.66%-361.0pp |
| Employer contribution / active EE | $12,124 | $7,596+59.6% | $6,790+78.6% | $4,754+155.0% |
| Participant deferral / active EE | $18,310 | $11,626+57.5% | $10,410+75.9% | $6,712+172.8% |
| Admin fee / account holder | $2,043 | $15,393-86.7% | $12,824-84.1% | $11,409-82.1% |