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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,485 | $165,399-51.3% | $149,745-46.3% | $158,982-49.4% |
| Participation rate | 62.5% | 84.6%-22.1pp | 82.5%-20.0pp | 82.0%-19.5pp |
| Annual return | 21.90% | 348.34%-326.4pp | 276.72%-254.8pp | 302.99%-281.1pp |
| Employer contribution / active EE | $13,206 | $5,105+158.7% | $4,646+184.3% | $4,763+177.3% |
| Participant deferral / active EE | $10,294 | $7,183+43.3% | $6,843+50.4% | $5,983+72.0% |
| Admin fee / account holder | $7,178 | $10,811-33.6% | $9,312-22.9% | $11,252-36.2% |