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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,001 | $167,353-65.9% | $143,797-60.4% | $134,545-57.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -29.23% | 0.48%-29.7pp | -0.04%-29.2pp | 418.37%-447.6pp |
| Employer contribution / active EE | $15,876 | $5,620+182.5% | $4,952+220.6% | $4,742+234.8% |
| Participant deferral / active EE | $22,366 | $6,447+246.9% | $5,638+296.7% | $6,401+249.4% |
| Admin fee / account holder | $445 | $18,096-97.5% | $14,679-97.0% | $11,431-96.1% |