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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,294 | $172,111-41.1% | $150,298-32.6% | $137,256-26.2% |
| Participation rate | 95.8% | 81.7%+14.1pp | 77.8%+18.1pp | 80.0%+15.9pp |
| Annual return | 21.71% | 69.37%-47.7pp | 62.79%-41.1pp | 220.34%-198.6pp |
| Employer contribution / active EE | $12,788 | $4,636+175.8% | $4,154+207.8% | $4,156+207.7% |
| Participant deferral / active EE | $19,561 | $6,166+217.3% | $5,453+258.7% | $6,407+205.3% |
| Admin fee / account holder | $1,519 | $16,471-90.8% | $14,116-89.2% | $12,270-87.6% |