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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,884 | $202,440-64.5% | $169,390-57.6% | $139,466-48.5% |
| Participation rate | 52.6% | 81.1%-28.5pp | 77.2%-24.5pp | 80.3%-27.7pp |
| Annual return | 11.31% | 532.36%-521.1pp | 406.07%-394.8pp | 373.66%-362.4pp |
| Employer contribution / active EE | $17,155 | $4,693+265.6% | $4,013+327.5% | $4,754+260.9% |
| Participant deferral / active EE | $4,342 | $6,940-37.4% | $6,222-30.2% | $6,712-35.3% |
| Admin fee / account holder | $812 | $10,722-92.4% | $9,015-91.0% | $11,409-92.9% |