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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,053 | $100,811-96.0% | $86,698-95.3% | $134,545-97.0% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -14.76% | 29.11%-43.9pp | 35.96%-50.7pp | 418.37%-433.1pp |
| Employer contribution / active EE | $1,579 | $3,490-54.8% | $2,837-44.3% | $4,742-66.7% |
| Participant deferral / active EE | $3,855 | $5,339-27.8% | $4,656-17.2% | $6,401-39.8% |
| Admin fee / account holder | $4,383 | $10,926-59.9% | $7,492-41.5% | $11,431-61.7% |