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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,898 | $117,846-45.8% | $102,434-37.6% | $145,884-56.2% |
| Participation rate | 60.0% | 78.6%-18.6pp | 76.5%-16.5pp | 80.3%-20.3pp |
| Annual return | 23.05% | 31.90%-8.8pp | 29.46%-6.4pp | 551.85%-528.8pp |
| Employer contribution / active EE | $2,414 | $3,615-33.2% | $3,023-20.2% | $4,662-48.2% |
| Participant deferral / active EE | $5,574 | $5,733-2.8% | $5,055+10.3% | $6,690-16.7% |
| Admin fee / account holder | $648 | $13,356-95.1% | $9,462-93.1% | $13,392-95.2% |