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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,227 | $73,863-63.1% | $143,797-81.1% | $68,490-60.2% |
| Participation rate | 33.3% | 66.7%-33.3pp | 80.3%-47.0pp | 67.9%-34.6pp |
| Annual return | -17.07% | 0.91%-18.0pp | -0.04%-17.0pp | -7.85%-9.2pp |
| Employer contribution / active EE | $1,142 | $3,185-64.1% | $4,952-76.9% | $2,597-56.0% |
| Participant deferral / active EE | $2,848 | $3,385-15.8% | $5,638-49.5% | $4,028-29.3% |
| Admin fee / account holder | $31 | $5,756-99.5% | $14,679-99.8% | $5,403-99.4% |